Fraudsters are luring users into fake Telegram bots to steal their money.
How does this scheme work?
- Scammers create bots that visually resemble official bank and institution chatbots, copying logos and descriptions.
- They use official bank names with slight variations, which users may not notice.
- Fake verification badges: through premium subscriptions on Telegram, scammers add stickers that mimic an official account status.
- Criminals send messages about financial assistance or winnings, urging users to visit a fake Telegram bot to apply.
- On fraudulent sites, users are prompted to enter payment card details, bank codes, and passwords, leading to theft from their accounts.
How to protect yourself?
- Prefer alternative communication channels with banks and institutions: official websites, phone numbers, mobile apps.
- If you need to use a chatbot, find the link on the official website or in the bank's app. Avoid applying for financial aid through chatbots.